Our Services
What Suvidhan does
Our services
Suvidhan does two related things: we help you borrow sensibly, and we help you understand and repair the credit record that decides whether you can. Here is everything we offer, and what each service actually involves.
Loan assistance
Loans we help with
We help you work out what is realistic, choose the right product, prepare a file that stands up to a lender's scrutiny, and take the application forward.
Home Loan
Buying, building or transferring. Eligibility, loan-to-value, property documents and the full process explained.
Personal Loan
Unsecured funds for a wedding, medical costs, education or renovation, where your credit profile does most of the work.
Business Loan
Working capital, term loans and equipment finance for MSMEs, traders and the self-employed.
Loan against Property
Larger amounts, typically at lower rates than unsecured borrowing, against residential or commercial property you already own.
Vehicle Loan
Cars and two-wheelers — what lenders look for, and what the repayment works out to.
Balance Transfer
Moving an existing loan to a cheaper lender, when the arithmetic genuinely works.
We are not a lender. The lending decision always rests with the lender. See the full loan services overview for a side-by-side view of the products.
Insurance guidance
Insurance guidance
Cover that sits sensibly alongside a long loan. We explain the options without jargon.
Life Insurance
Term cover versus investment-linked plans, and how much cover makes sense alongside a loan. Guidance only — we do not sell policies.
Health Insurance
Sum insured, waiting periods, family floaters and the fine print, explained in plain language. Guidance only — we do not sell policies.
Guidance only. We are not an insurer and we do not underwrite or sell policies. See insurance guidance.
CIBIL and credit
CIBIL and credit assistance
- FreeCIBIL score checkWe check your score and read the report with you, and explain what it means for the loan you want.
- PaidCredit profile improvementA line-by-line read of your report, what is costing you points, and a sequenced plan with realistic timeframes.
- PaidCorrection and dispute assistancePreparing and managing a dispute over an incorrect entry, tracked against the RBI 30-day window.
We do not guarantee a score increase, a dispute outcome or a loan approval, and we will not remove accurate information from a credit report. Nobody legitimately can.
Fees
What it costs
You are never charged without agreeing first.
Free
- An initial conversation
- The CIBIL score check
Paid — quoted before any work starts
- Credit report correction assistance
- Dispute assistance
- Structured credit improvement guidance
Start here
Start here
Tell us what you need and we will help you understand what may be realistic before you apply.
